Information in this presentation should not be considered as advice, or as a recommendation or solicitation to purchase or otherwise deal in securities, investments or any other products. It has been prepared for institutional clients, is not directed at retail customers and does not take into account particular investment objectives, risk appetites, financial situations or needs. Recipients of the presentation should make their own trading, investment and risk management decisions based upon their own financial objectives and financial resources. This presentation may contain forward looking statements including statements regarding our intent, belief or current expectations with respect to Cardiff Coffee Trading (CCT) businesses and operations, market conditions, results of operation and financial condition, capital adequacy, specific provisions and risk management practices. Readers are cautioned not to place undue reliance on these forward looking statements which may be subject to change without notice. While reasonable care has been used in the preparation of forecast information, actual results may vary in a materially positive or negative manner. Forecasts and hypothetical examples are subject to uncertainty and contingencies outside CCT control. Past performance is not a reliable indication of future performance. The information in this presentation is current as at the date of publication. While reasonable care has been taken to ensure that the facts stated are fair, clear and not misleading, CCT does not warrant or represent (expressly or impliedly) their accuracy or completeness. Any opinions expressed may be subject to change without notice. CCT accepts no liability whatsoever for any direct, indirect or consequential loss or damage arising out of the use of all or any of the data or information in this presentation.